FCT Police Commences Enforcement of Mandatory 3rd-Party Motor Insurance

Oluwakemi Kindness

The Federal Capital Territory (FCT) Police Command has commenced the enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance stated from February 1, 2025

The Command in a statement in Sunday said this is in line with the directive of the Inspector-General of Police, IGP Kayode Adeolu Egbetokun

It said all vehicle owners in the FCT are required to possess a valid Third-Party Insurance policy before operating on public roads.

The statement by the Command’s PRO, Josephine Adeh, said those without any form of insurance are advised to get insured immediately to avoid penalties.

Third-Party Insurance is a mandatory policy designed to protect road users from financial losses due to accidents.

The insurance covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle.

This policy also ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.

The FCT Police Command warns that non-compliance with this legal requirement will attract strict enforcement measures.

The enforcement is part of efforts to ensure adherence to road safety regulations and protect all road users.

Meanwhile, the Commissioner of Police, FCT, CP Olatunji Disu, has directed officers assigned to carry out the enforcement to be professional, courteous, and firm in the discharge of their duties.

He also emphasized that no form of harassment or extortion of motorists would be tolerated.

Also the general public is urged to cooperate with the police as this enforcement exercise is aimed at ensuring the safety and security of all road users in the FCT.